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CBN prioritises banking stability, fintech regulation, inflation control in 2026 agenda

By AyobamiBlog
Updated January 4, 2026 11:46 am
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The Central Bank of Nigeria (CBN) has prioritised banking system stability, tighter fintech regulation, inflation control, and payments infrastructure modernisation as key pillars of its 2026 reform agenda.

This is according to a statement issued by the CBN Governor, Mr. Olayemi Cardoso on X (formerly Twitter), outlining the apex bank’s focus areas for the year ahead.

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The agenda signals a continuation of the Bank’s reform-driven posture, with emphasis on restoring confidence in the financial system, strengthening macroeconomic stability, and supporting sustainable economic growth.

What CBN is saying
Cardoso said strengthening the banking system through rigorous supervision and improved corporate governance remains central to the CBN’s priorities, as a resilient banking sector is key to maintaining public confidence and supporting economic growth.

“As we begin 2026, our priorities are clear: we will continue to strengthen the banking system through rigorous supervision and sound governance; refine our inflation-targeting framework to deliver durable price stability; modernise the payments infrastructure to improve efficiency and inclusion; and foster responsible fintech innovation anchored on consumer protection and financial integrity,” he said.

He added that inflation control remains central to the CBN’s mandate, stressing that the Bank would deploy more disciplined, data-driven monetary policy tools to anchor inflation expectations and stabilise the economy.

On fintechs, Cardoso said the CBN would promote responsible innovation while ensuring strong consumer protection and financial integrity, emphasising that innovation must be balanced with effective regulation to prevent systemic risks.

He also disclosed plans to deepen strategic partnerships aimed at reinforcing Nigeria’s credibility and standing as a trusted, forward-looking central bank.

“Alongside these efforts, we will deepen strategic partnerships that reinforce Nigeria’s credibility and standing as a trusted, forward-looking central bank,” he said.


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